DalRae IM’d me while I was at work today. She wants me to cover the whole 6% for the real estate agents, rather than split it 50/50. This could work out to be 21k, so I took a disliking to this idea. Her argument is that I’m making out like a bandit, getting my 90k back out of the house. On one (her) hand, if we hadn’t put the money in the house, it would probably be worth 20k. On the other (mine), if I put all of that money in the house, shouldn’t I get it back? I think she is looking at the discrepancies between the income we take away, 30k vs. 120k, and getting jealous. I don’t consider that 90k income, I had it before we bought the house.
I hate all of this crap. What a terribly good lesson in trust. Prenups will be a flyin next time, if there ever is next time. Money sucks. I distinctly remember thinking of having a prenuptual, and deciding against it for fear of intimating that I thought this relationship wouldn’t last. That thought was the farthest thing from my mind, so I didn’t push the idea. I had everything to lose, and she had nothing to lose. This is enough reason to have such an agreement.
Dammit. This whole thing pisses me off. I don’t feel like this is fair to me, but I do see her point. On paper, it makes sense for me to support her through May, which is $7k, rather than pay her 3%, which is $10.5k. A small difference, but something. This is all assuming that we can get $350 for the house. The more money we can get, the more reason to go with a percentage. From my perspective at least.
I also like the idea of keeping the house separate from the divorce. The house is technically 50/50. Of course, I am asking her to let me have my down payment back. That isn’t 50/50, now is it? Harumph
Moral of story: marry someone of approximately equal financial standing. It just simplifies everything. This is shitty, but also: Marry someone who isn’t a flake, has some grasp on what they want, and knows who they are. A sense of humour would be nice too.